Last updated November 1, 2022
Privacy Policy
DayMet Credit Union recognizes its responsibility to protect the privacy of personal, nonpublic information our members provide regarding their financial transactions with us. DayMet will take all necessary steps to safeguard sensitive information that has been entrusted to us by our members. The purpose of this statement is to set forth the guidelines under which such information may be shared with third parties. It is the intent of DayMet to abide by all applicable laws and regulations governing the privacy of member information.
What Does DayMet Credit Union Do With Your Personal Information?
Why?
Financial companies choose how they share Your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires Us to tell You how We collect, share, and protect Your personal information. Please read this notice carefully to understand what We do.
What?
The types of personal information We collect and share depend on the product or service You have with Us.
This information can include:
- Social Security number and employment information
- account balances and payment history
- credit history and credit scores
When You are no longer Our member, We continue to share Your information as described in this notice.
How?
All financial companies need to share customers’ personal information to run their everyday business. In the section below, We list the reasons financial companies can share their customers’ personal information, the reasons DayMet Credit Union chooses to share; and whether You can limit this sharing.
Reasons We can share Your personal information
Does the Credit Union share?
Can You limit this sharing?
For Our everyday business purposes – such as to process Your transactions, maintain Your account(s), respond to court orders and legal investigations, or
report to credit bureaus
YES
NO
For Our marketing purposes – to offer Our products and services to You
YES
NO
For joint marketing with other financial companies
YES
NO
For Our affiliates’ everyday business purposes – information about Your transactions and experiences
YES
NO
For Our affiliates’ everyday business purposes – information about Your creditworthiness
NO
WE DON’T SHARE
For Our affiliates to market to You
YES
YES
For non-affiliates to market to You
NO
WE DON’T SHARE
Questions? Call us at (937) 236-2562
To Limit Our Sharing
What We Do
How does DayMet Credit Union protect my
personal information?
To protect Your personal information from unauthorized access and use, We use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does DayMet Credit Union collect my
personal information?
We collect Your personal information, for example, when You
- open an account or give Us Your employment history
- pay Your bills or apply for a loan
- provide employment information
We also collect Your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?
Federal law gives You the right to limit only
- sharing for affiliates’ everyday business purposes – information about Your creditworthiness
- affiliates from using Your information to market to You
- sharing for non-affiliates to market to You
State laws and individual companies may give You additional rights to limit sharing.
Definitions
Affiliates
Companies related by common ownership or control. They can be financial and non-financial companies.
- Our affiliates include financial service providers.
Non-Affiliates
Companies not related by common ownership or control. They can be financial and non-financial companies.
- DayMet Credit Union does not share with non-affiliates so they can market to You.
Joint Marketing
A formal agreement between non-affiliated financial companies that together market financial products or services to You.
- Our joint marketing partners include mortgage service providers and insurance companies.
