Low Rates & Flexible Terms
Shopping for a new or used vehicle? Looking to refinance a loan with another lender and lower your rate? Turn to us for your auto loan and you’ll find low rates and flexible terms.
- Terms up to 84 months
- FREE pre-approvals
- No pre-payment penalties
- Lower your rate by .25% with direct deposit & automatic payments
- Easy payment options
Some Important Info
Yes! We’ve partnered with some local dealerships to make closing your loan with DayMet easy.
As a member of DayMet Credit Union, you are entitled to one free CarFax Vehicle History Report! Simply download our CarFax certificate, fill in the VIN, and return it at one of our branches.
As part of your auto loan contract, you agree to carry the required comprehensive and collision insurance on your vehicle for the life of the loan. This protects both you and our credit union from uninsured loss.
If a member allows their coverage to lapse or their policy does not meet the requirements in the loan contract, a collateral protection insurance (CPI) policy is placed on the loan, with the cost added to the member’s monthly payments. CPI protects the credit union, but does not cover the borrower, and is no substitute for traditional insurance.
You can avoid the added cost of CPI by keeping your insurance up to date. Should you receive a notice from our insurance department asking for proof of insurance, we encourage you to respond quickly to avoid inconvenience and added costs.
We recommend the following sources for researching vehicle values, reviews, and info.
Kelley Blue Book
There are a variety of ways to make a payment on your loan.
At a Branch
You may make a payment over the counter at either of our branches or through a Shared Branch.
You may send a check payment through the mail to PO Box 13087, Dayton, OH 45413. Please be sure to include your member number and loan number in the memo of your check.
You may make an electronic payment online. Please be aware that there is a $5 fee for this service.