Savings Account Rates

Must maintain a $500 minimum balance to earn interest on IRA Variable Savings Account.

$5 mimimum balance to open but $300 minimum to earn interest on regular Shares.

Savings Account Rate Information
Type APY Minimum Balance Term
IRA Variable Savings Account 0.10% $500 Open Ended
Regular Share Savings 0.03% $300 Open Ended

Certificate of Deposit Rates

IRA Certificates of Deposit are also offered under same terms as regular CDs. Please note there is no 9-Month IRA CD.

Certificate Of Deposit Rate Information
Type APY Minimum Balance Term
01. Certificate (6-Month) 1.650% $500 6 Months
02. Certificate (9-Month) 0.350% $500 9 Months
03. Certificate (12-Month) 1.950% $500 12 Months
04. Certificate (18-Month) 2.160% $1000 18 Months
05. Certificate (24-Month) 2.250% $1000 24 Months
06. Certificate (36-Month) 2.320% $1000 36 Months
07. Certificate (48-Month) 2.520% $1000 48 Months
08. Certificate (60-Month) 2.620% $1000 60 Months

Money Market Rates

There is no minimum to earn interest on Money Market Share Account, however a $10 monthly fee is charged if balance falls below $2,500.
There is no minimum to earn interest on Money Market Share Draft, however a $10 monthly fee is charged if balance falls below $500.

Money Market Rate Information
Type APY Minimum Balance Term
01. Money Market Share Account (Less than $20,000) 0.10% $2,500 Open Ended
02. Money Market Share Account ($20,000 or More) 0.30% $20,000 Open Ended
03. Money Market Share Draft (Less than $2,500) 0.03% $500 Open Ended
04. Money Market Share Draft ($2,500 or More) 0.10% $500 Open Ended