Savings Account Rates

Rates updated 10/7/2019.

Type APY* Minimum Balance**  
IRA Variable Savings Account 0.50% $0  
Regular Share Savings 0.05% $0  
Christmas Club Savings 0.03% $0  
Special Needs/Sub Savings 0.03% $0  
Vacation Club Savings 0.03% $0  

Share Certificate Rates

 

IRA Share Certificates are also offered under same terms as regular certificates.

Type APY* Minimum Balance Term
01. Certificate (6-Month) 1.71% $500 6 Months
02. Certificate (6-Month) 2.10% $5000 6 Months
03. Certificate (12-Month) 1.82% $500 12 Months
04. Certificate (18-Month) 2.08% $1000 18 Months
05. Certificate (24-Month) 2.23% $1000 24 Months
06. Certificate (36-Month) 2.28% $1000 36 Months
07. Certificate (48-Month) 2.37% $1000 48 Months
08. Certificate (60-Month) 2.63% $1000 60 Months

Money Market Rates

Type APY* Minimum Balance  
01. Money Market Share Account (Less than $20,000) 0.40% $0  
02. Money Market Share Account ($20,000 or More) 0.70% $20,000  
03. Money Market Share Draft (Less than $2,500) 0.10% $0  
04. Money Market Share Draft ($2,500 to $9,999.99) 0.20% $2,500  
05. Money Market Share Draft ($10,000 to $24,999.99) 0.40% $10,000  
06. Money Market Share Draft ($25,000 or more) 0.50% $25,000  

*APY = Annual Percentage Yield.

**Must maintain a $500 minimum balance to earn interest on IRA Variable Savings Account. $5 minimum balance to open but $300 minimum to earn interest on regular Shares.

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