Savings Account Rates
APY = Annual Percentage Yield. Rates updated 7/1/2019.
Must maintain a $500 minimum balance to earn interest on IRA Variable Savings Account.
$5 minimum balance to open but $300 minimum to earn interest on regular Shares.
| Type | APY | Minimum Balance | |
|---|---|---|---|
| IRA Variable Savings Account | 0.50% | $0 | |
| Regular Share Savings | 0.05% | $0 | |
| Christmas Club Savings | 0.03% | $0 | |
| Special Needs/Sub Savings | 0.03% | $0 | |
| Vacation Club Savings | 0.03% | $0 |
Certificate of Deposit Rates
APY = Annual Percentage Yield. Rates updated 7/1/2019.
IRA Certificates of Deposit are also offered under same terms as regular CDs. Please note there is no 9-Month IRA CD.
| Type | APY | Minimum Balance | Term |
|---|---|---|---|
| 01. Certificate (6-Month) | 1.815% | $500 | 6 Months |
| 03. Certificate (12-Month) | 1.937% | $500 | 12 Months |
| 04. Certificate (18-Month) | 2.273% | $1000 | 18 Months |
| 05. Certificate (24-Month) | 2.447% | $1000 | 24 Months |
| 06. Certificate (36-Month) | 2.662% | $1000 | 36 Months |
| 07. Certificate (48-Month) | 2.836% | $1000 | 48 Months |
| 08. Certificate (60-Month) | 2.979% | $1000 | 60 Months |
Money Market Rates
APY = Annual Percentage Yield. Rates updated 7/1/2019.
There is no minimum to earn interest on Money Market Share Account, however a $10 monthly fee is charged if balance falls below $2,500.
There is no minimum to earn interest on Money Market Share Draft, however a $10 monthly fee is charged if balance falls below $500.
| Type | APY | Minimum Balance | |
|---|---|---|---|
| 01. Money Market Share Account (Less than $20,000) | 0.40% | $0 | |
| 02. Money Market Share Account ($20,000 or More) | 0.70% | $20,000 | |
| 03. Money Market Share Draft (Less than $2,500) | 0.25% | $0 | |
| 04. Money Market Share Draft ($2,500 to $9,999.99) | 0.50% | $2,500 | |
| 05. Money Market Share Draft ($10,000 to $24,999.99) | 0.70% | $10,000 | |
| 06. Money Market Share Draft ($25,000 or more) | 0.80% | $25,000 |
