Savings Account Rates

Must maintain a $500 minimum balance to earn interest on IRA Variable Savings Account.

$5 mimimum balance to open but $300 minimum to earn interest on regular Shares.

Savings Account Rate Information
Type APY Minimum Balance Term
IRA Variable Savings Account 0.50% $0 Open Ended
Regular Share Savings 0.05% $300 Open Ended

Certificate of Deposit Rates

IRA Certificates of Deposit are also offered under same terms as regular CDs. Please note there is no 9-Month IRA CD.

Certificate Of Deposit Rate Information
Type APY Minimum Balance Term
01. Certificate (6-Month) 1.815% $500 6 Months
03. Certificate (12-Month) 1.937% $500 12 Months
04. Certificate (18-Month) 2.273% $1000 18 Months
05. Certificate (24-Month) 2.447% $1000 24 Months
06. Certificate (36-Month) 2.662% $1000 36 Months
07. Certificate (48-Month) 2.836% $1000 48 Months
08. Certificate (60-Month) 2.979% $1000 60 Months

Money Market Rates

There is no minimum to earn interest on Money Market Share Account, however a $10 monthly fee is charged if balance falls below $2,500.
There is no minimum to earn interest on Money Market Share Draft, however a $10 monthly fee is charged if balance falls below $500.

Money Market Rate Information
Type APY Minimum Balance Term
01. Money Market Share Account (Less than $20,000) 0.40% $2,500 Open Ended
02. Money Market Share Account ($20,000 or More) 0.70% $20,000 Open Ended
03. Money Market Share Draft (Less than $2,500) 0.25% $0 Open Ended
04. Money Market Share Draft ($2,500 to $9,999.99) 0.50% $2,500 Open Ended
05. Money Market Share Draft ($10,000 to $24,999.99) 0.70% $10,000 Open Ended
06. Money Market Share Draft ($25,000 or more) 0.80% $25,000 Open Ended