Savings Account Rates
Must maintain a $500 minimum balance to earn interest on IRA Variable Savings Account.
$5 mimimum balance to open but $300 minimum to earn interest on regular Shares.
| Type | APY | Minimum Balance | Term |
|---|---|---|---|
| IRA Variable Savings Account | 0.10% | $500 | Open Ended |
| Regular Share Savings | 0.03% | $300 | Open Ended |
Certificate of Deposit Rates
IRA Certificates of Deposit are also offered under same terms as regular CDs. Please note there is no 9-Month IRA CD.
| Type | APY | Minimum Balance | Term |
|---|---|---|---|
| 01. Certificate (6-Month) | 1.237% | $500 | 6 Months |
| 03. Certificate (12-Month) | 1.551% | $500 | 12 Months |
| 04. Certificate (18-Month) | 1.866% | $1000 | 18 Months |
| 05. Certificate (24-Month) | 1.978% | $1000 | 24 Months |
| 06. Certificate (36-Month) | 2.284% | $1000 | 36 Months |
| 07. Certificate (48-Month) | 2.549% | $1000 | 48 Months |
| 08. Certificate (60-Month) | 2.713% | $1000 | 60 Months |
Money Market Rates
There is no minimum to earn interest on Money Market Share Account, however a $10 monthly fee is charged if balance falls below $2,500.
There is no minimum to earn interest on Money Market Share Draft, however a $10 monthly fee is charged if balance falls below $500.
| Type | APY | Minimum Balance | Term |
|---|---|---|---|
| 01. Money Market Share Account (Less than $20,000) | 0.10% | $2,500 | Open Ended |
| 02. Money Market Share Account ($20,000 or More) | 0.30% | $20,000 | Open Ended |
| 03. Money Market Share Draft (Less than $2,500) | 0.03% | $500 | Open Ended |
| 04. Money Market Share Draft ($2,500 or More) | 0.10% | $500 | Open Ended |