Savings Account Rates

Must maintain a $500 minimum balance to earn interest on IRA Variable Savings Account.
$5 mimimum balance to open but $300 minimum to earn interest on regular Shares.

Type Minimum Balance APY Term
IRA Variable Savings Account $500 0.10% Open Ended
Regular Share Savings $300 0.03% Open Ended

Certificate of Deposit Rates

IRA Certificates of Deposit are also offered under same terms as regular CDs. Please note there is no 9-Month IRA CD.

Type Minimum Balance APY Term
01. Certificate (6-Month) $500 0.2502% 6 Months
02. Certificate (9-Month) $500 0.3505% 9 Months
03. Certificate (12-Month) $500 0.4509% 12 Months
04. Certificate (18-Month) $1000 0.7525% 18 Months
05. Certificate (24-Month) $1000 1.0045% 24 Months
06. Certificate (36-Month) $1000 1.5103% 36 Months
07. Certificate (48-Month) $1000 1.7641% 48 Months
08. Certificate (60-Month) $1000 2.0184% 60 Months

Money Market Rates

There is no minimum to earn interest on Money Market Share Account, however a $10 monthly fee is charged if balance falls below $2,500.
There is no minimum to earn interest on Money Market Share Draft, however a $10 monthly fee is charged if balance falls below $500.

Type Minimum Balance APY Term
01. Money Market Share Account (Less than $20,000) $2,500 0.10% Open Ended
02. Money Market Share Account ($20,000 or More) $20,000 0.30% Open Ended
03. Money Market Share Draft $500 0.03% Open Ended
04. Money Market Share Draft $500 0.10% Open Ended