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Welcome To DayMet Credit Union
We're here for you. DayMet Credit Union is a full-service financial institution that exists to help our members achieve financial success. As a credit union, DayMet is a not-for-profit cooperative. Every member is a part-owner and we are governed by a board of directors elected from within our membership. Because we do not have stockholders to pay, we return all dividends back to our members via better rates and improved services.
DayMet offers high savings rates and dividends, low interest rates on loans, and free or low-fee services that help you make the most of your money. Read about our Products and Services.
Our friendly financial experts are available in person and over the phone to help you with your financial needs and answer your questions. Our Online Banking services allow you to access your accounts 24/7 from your computer or smartphone.
You are eligible to join DayMet if you or a family member live, work, attend school or worship in Montgomery, Miami, Greene or Clark Counties in Ohio. To open your account, simply stop by one of our convenient branches. With your initial $5 deposit, you become a member/owner and qualify for our savings, checking, loans and other services. Read more about membership.
Membership is also open to Select Groups such as employers, trade groups, clubs and churches who want to offer our services as a group benefit at no cost to the organization. Contact a Business Development Specialist at (937) 237-6573 for details. Becoming a Select Group is free and the employee benefits last a lifetime. Read more about becoming a Select Group.
All deposits are insured up to $250,000 per account by the National Credit Union Administration, an agency of the Federal Government. The NCUA protects credit union deposits in the same way that the FDIC protects bank deposits.
DayMet CU also provides Excess Share Insurance
In addition to the NCUA insurance coverage, DayMet automatically provides Excess Share Insurance (ESI) coverage at no cost to members whose accounts exceed the $250,000 covered by the NCUA including IRAs that exceed $250,000. ESI adds up to an additional $250,000 in deposit coverage. This means deposits and IRAs are covered for up to $500,000.
NCUA insured credit unions including DayMet Credit Union have never lost a cent in insured deposits. DayMet continues to surpass the NCUA's requirements for federal insurance and we remain safe, sound and solid as a financial institution.