Savings Account Rates

Must maintain a $500 minimum balance to earn interest on IRA Variable Savings Account.
$5 mimimum balance to open but $300 minimum to earn interest on regular Shares.

Savings Account Rate Information
TypeAPYMinimum BalanceTerm
IRA Variable Savings Account0.10%$500Open Ended
Regular Share Savings0.03%$300Open Ended

Certificate of Deposit Rates

IRA Certificates of Deposit are also offered under same terms as regular CDs. Please note there is no 9-Month IRA CD.

Certificate Of Deposit Rate Information
TypeAPYMinimum BalanceTerm
01. Certificate (6-Month)1.450%$5006 Months
02. Certificate (9-Month)0.350%$5009 Months
03. Certificate (12-Month)1.650%$50012 Months
04. Certificate (18-Month)1.750%$100018 Months
05. Certificate (24-Month)1.950%$100024 Months
06. Certificate (36-Month)2.050%$100036 Months
07. Certificate (48-Month)2.250%$100048 Months
08. Certificate (60-Month)2.500%$100060 Months

Money Market Rates

There is no minimum to earn interest on Money Market Share Account, however a $10 monthly fee is charged if balance falls below $2,500.
There is no minimum to earn interest on Money Market Share Draft, however a $10 monthly fee is charged if balance falls below $500.

Money Market Rate Information
TypeAPYMinimum BalanceTerm
01. Money Market Share Account (Less than $20,000)0.10%$2,500Open Ended
02. Money Market Share Account ($20,000 or More)0.30%$20,000Open Ended
03. Money Market Share Draft (Less than $2,500)0.03%$500Open Ended
04. Money Market Share Draft ($2,500 or More)0.10%$500Open Ended
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